Our
Commitment To Privacy
Your
privacy is important to us. To better protect your privacy we
provide this notice explaining our online information practices and
the choices you can make about the way your information is collected
and used. To make this notice easy to find, we make it available on
our homepage and at every point where personally identifiable
information may be requested.
The Information We Collect:
This notice applies to all information
collected or submitted on the #1 Interest Rate website. On some
pages, you can apply to receive rate quotes. The types of personal
information collected at these pages are:
Name
Address
Email address
Phone number
(etc.)
The Way We Use Information:
Any information obtained by #1 Interest
Rate, its authorized affiliates, lenders, brokers, successors and/or
assigns will be used for the purpose of determining the eligibility
of a loan applicant. Information obtained may be submitted to an
authorized third party to determine credit worthiness and
eligibility of a loan applicant.
Automatically Gathered Information.
#1 Interest Rate automatically collects
your browser type and browser software version to tailor the
presentation of the services to your platform and to maintain a
record of your activity on the #1 Interest Rate web-site. #1
Interest Ratemay also use cookies to enable users to specify unique
preferences and to track user trends and patterns. Users always have
the option of disabling cookies via their browser preferences. If
you disable cookies on your browser, please note that some parts of
our #1 Interest Rate site may not function as effectively or may be
considerably slower. As an automatic process, our web server
software records a log file of IP addresses that access the #1
Interest Rate web-site. We also collect IP address information but
do not ordinarily link IP addresses to Users Personally Identifiable
Information.
How We Use Information.
We use Personally Identifiable
Information for our own internal purposes including contacting you
via email to inform you about updates to our services and providing
you with other information that we deem necessary. We reserve the
right to disclose your information as required by law. We do not
rent or sell our Users Personally Identifiable Information to third
parties.
Finally, we never use or share the
personally identifiable information provided to us online in ways
unrelated to the ones described above without also providing you an
opportunity to opt-out or otherwise prohibit such unrelated uses.
Our Commitment To Data Security
To prevent unauthorized access, maintain
data accuracy, and ensure the correct use of information, we have
put in place appropriate physical, electronic, and managerial
procedures to safeguard and secure the information we collect
online.
Limitation of Liability.
a. Neither #1 Interest Rate nor its
parent, affiliates or subsidiaries are liable for any loss or damage
caused by a visitor's reliance on: (1) any information or (2) any
product or service obtained through this Site or a Linked Site.
Visitors are responsible for assessing the accuracy and completeness
of any information obtained from this Site or a Linked Site.
b. Neither #1 Interest Rate nor its
parent, affiliates or subsidiaries are responsible or liable for any
inaccuracies, errors or omissions in the Content or in the products
or services offered on this Site or a Linked Site.
c. Neither #1 Interest Rate nor its
parent, affiliates or subsidiaries are liable in any way for any
indirect, special, punitive, consequential, or indirect damages in
connection with the use of this Site or a Linked Site or with the
delay or inability to use this Site or a Linked Site, whether or not
#1 Interest Rate is made aware of the possibility of such damages.
This limitation includes, but is not limited to, the transmission of
any viruses or Trojan horses that may affect a Visitor's equipment,
failure of any electronic or telephonic equipment, communication or
connection lines, unauthorized access, theft, operator errors, or
any force majeure. #1 Interest Rate does not guarantee continuous,
uninterrupted or secure access to this Site or a Linked
Site.
d. By applying, this does not obligate #1
Interest Rate, its authorized affiliates, lenders, brokers,
successors and/or assigns to make a loan to any applicant, nor does
it imply an offer to lend or loan to any applicant.